Plan for your future.
First & Farmers helps you prepare for wherever life takes you.
Savings Accounts Include
Personal Savings
Our most popular savings account
*Excessive withdrawal fees may apply.
Money Market
A high-balance investment account
*Excessive withdrawal fees may apply.
**Accounts which have ledger balances less than $10,000 will not earn interest for the days the account falls below this minimum.
Club Savings: Christmas and Vacation
Invest in future happy memories
*No withdrawals permitted. Will result in $10 early withdrawal fee and closure of account.
Round-up Savings Program
Save without trying. This optional program rounds each debit card purchase to the nearest whole dollar and deposits the change into a savings account.
Certificates of Deposit – CDs
Short term, long term, big money or just starting out money.
Call or visit one of your local First & Farmers branches to speak with a Customer Service Representative for details on current interest rates.
Individual Retirement Account – IRA
Save up for the better half of life with an IRA. New tax laws have made IRAs even more attractive. Whether you need to rollover a 401K, or you’re just starting to save for retirement, First & Farmers National Bank has the right option for you.
If you expect to be in the same or higher tax bracket at retirement, a Roth IRA may be a better option for you. While your contributions are not tax deferred, they may be tax exempt at any time2.
Call or stop by today and visit with one of our Customer Service Representatives.
1 Penalties may apply for early withdrawal of principal.
2 Please consult with your tax advisor.