Our Story
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County, KY, dating back to 1903; to Bank of Cumberland, located in Cumberland County, KY, dating back to 1889; and to First and Farmers Bank located in Pulaski County, KY, dating back to 1818.
Our team of approximately 135 employees strive to provide exemplary customer service at our 11 convenient locations. We take pride in our long history at a well-respected, sound, and profitable bank– with over $590,000,000 in assets.
We invite you to visit any one of our locations and experience how pleasant banking can really be. It’s what we mean by, “Putting YOU First!”
Community Impact
Because of our deep roots within our communities, First & Farmers National Bank has long been committed to giving back. We are proud to share that we have donated more than $800,000 in the past decade to local communities.
Beyond that, our employees have dedicated thousands of hours to volunteering. You will see them fundraising for Relay for Life, serving on nonprofit boards, organizing a PTO bake sale, and teaching budgeting skills at Reality Town.