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First & Farmers National Bank

Putting YOU First!

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Personal | Personal Credit Cards

  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
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/ Personal / Personal Credit Cards
photo man paying with credit card on smart phone at home office

Choose the credit card that is right for you

First & Farmers National Bank offers two excellent MasterCard options.

MasterCard®

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases, excludes cash advances
  • 24-hour live customer assistance at 800-367-7576
  • Online account information available 24/7
  • Unlike some card offers, the APR1 for purchases and cash advances is the same
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Other fees may be charged, these fees are listed on this downloadable application1

apply now

MasterCard® World Preferred Points Rewards

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Concierge service
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
  • 24-hour live customer assistance available at 800-367-7576.
  • Online account information available 24/7
  • Rental car collision damage waiver protection
  • Unlike some card offers, the APR1 for purchases and cash advances is the same

Other fees may be charged, these fees are listed on the application1

apply now

Type the information and then print the application and then complete it using a blue or black pen. Paper applications are also available at our local branch office.

Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX75356-9120

First & Farmers Logo

Mailing Address:
P.O. Box 820
Somerset, KY 42502

Physical Address:
2020 South Highway 27
Somerset, KY 42501

(606) 679-7451

customer.service@firstandfarmers.com

member fdic equal housing lender 300x128 1
  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
  • Resources
    • Lost/Stolen Debit Card?
    • Switch Kit
    • Order More Checks
    • Personal
    • Business
    • Calculators
    • Loan Rates
    • Find a Lender
    • Get the Mobile App
    • Assets
    • Careers

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