Personal | Personal Credit Cards

Choose the credit card that is right for you

First & Farmers National Bank offers two excellent MasterCard options.

MasterCard®

• No annual fee
• Low introductory rate for the first six months¹
• Competitive ongoing APR¹
• 25-day interest-free grace period on all purchases, excludes cash advances
• 24-hour live customer assistance at 800-367-7576
• Online account information available 24/7
• Unlike some card offers, the APR¹ for purchases and cash advances is the same
• Price Protection
• Baggage Delay Insurance
• Car Rental Collision Damage Waiver Insurance
• Extended Warranty
• Travel Assistance
• Roadside Assistance
• Purchase Assurance
• Travel Accident Insurance

Other fees may be charged, these fees are listed on this downloadable application¹

MasterCard® World Preferred Points Rewards

• Earn one point for each dollar spent, up to 10,000 points per month.
• Low introductory rate for first six months¹
• Competitive ongoing APR¹
• No annual fee
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Concierge service
• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
• 24-hour live customer assistance available at 800-367-7576.
• Online account information available 24/7
• Rental car collision damage waiver protection
• Unlike some card offers, the APR¹ for purchases and cash advances is the same

Other fees may be charged, these fees are listed on the application¹

Type the information and then print the application and then complete it using a blue or black pen. Paper applications are also available at our local branch office.

Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX75356-9120