Choose the credit card that is right for you.

First & Farmers National Bank offers two excellent MasterCard options.

MasterCard®

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases, excludes cash advances
  • 24-hour live customer assistance at 800-367-7576
  • Online account information available 24/7
  • Unlike some card offers, the APR1 for purchases and cash advances is the same
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

1Other fees may be charged, these fees are listed on this downloadable application

Apply Now

MasterCard® World Preferred Points Rewards

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Concierge service
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
  • 24-hour live customer assistance available at 800-367-7576.
  • Online account information available 24/7
  • Rental car collision damage waiver protection
  • Unlike some card offers, the APR1 for purchases and cash advances is the same

1Other fees may be charged, these fees are listed on the application

Apply Now

Paper applications are available at our local branches.