Small business owners using laptop in restaurant

Business Checking

Business Checking

Checking accounts that fit your business

Whether you’re a sole proprietorship, just starting out or quickly expanding, we have the accounts that are right for you.

Business woman talking to her colleagues during a meeting in a boardroom. Group of happy business people working together in a creative office.
All FFNB business checking accounts include:
  • Up to five debit cards
  • Customizable checks
  • Text alerts
  • Free transfers between accounts
  • Wire transfers, fees may apply
  • Digital Banking

Order More Checks

Diverse florist couple working at the plant nursery. Happy multiracial coworkers working in greenhouse and taking care of potted flowers. Focus on man holding wooden box. Copy space.

Business Checking

For every business, big and small
  • $100 minimum deposit to open
  • No minimum balance
  • No monthly service charge with Digital Statements
  • $3 monthly fee for paper statements
Senior man talking on cell phone and using laptop on work table. Mature carpenter working on laptop and answering phone call in his carpentry workshop.

Business Interest Checking

A high-balance investment account
  • $100 minimum deposit to open
  • Earn interest on balances of $5,000
  • $10 monthly service charge, if the balance drops below $5,000

woman using computer

Business Merchant Capture

FFNB offers business checking clients and business merchant capture services. If you are unable to get to the bank during business hours or your company has large volumes of daily check deposits, this service could be helpful to you. Plug our scanner into your computer and easily scan checks into your business account. If your checks are scanned by the cut-off time, the checks will post on the next business day. Call or stop by your local FFNB Customer Service Representative for more information.

person touching their card to the reader

Credit Card Processing

We offer credit card processing through BancCard. With excellent customer service, including access to a local representative, BancCard goes above and beyond to make sure your payment solutions help you reach your goals.

What you’ll need to open an account

For the organization
  • Federal Tax ID
  • Legal business name
  • “Doing business as” name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
For the business owners
  • Name
  • Home address
  • Date of birth
  • Social Security or Tax ID number
  • A copy of your government-issued ID
  • Business title (Controlling Person only)
  • Ownership percentage (Beneficial Owners only)