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First & Farmers National Bank

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/ Fraud & Security Alerts / Planning for Retirement
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Planning for Retirement

December 21, 2020

There comes a time in life when you start thinking about your retirement. As you near retirement, or reach the time to retire, you want to make what you’ve accumulated over the years last for the rest of your life.

Planning for post-retirement years can be a difficult task. There are many questions to answer and calculations to perform. The first calculation will be to determine how much you will need to retire in comfort. The standard rule-of-thumb suggests you will need an income of approximately 75 percent of your pre-retirement take-home pay. When your children grow up you will need less money to cover the costs of living. More of your costs could disappear but your post-retirement lifestyle may add other costs too.

At First & Farmers National Bank, we will gladly help you find a savings product such as an IRA that will help you set aside the finances to live comfortably during your retirement years. Please take advantage of our online retirement calculators to help you answer some of your questions.

Articles and Resources

Keep up with First & Farmers and learn more about what financial products can help you out.

Protecting Your Personal Information

March 21, 2023

Fraud & Security Alerts

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Meet our new Columbia Market President

July 11, 2022

Team Spotlight

Brad Hodges blog post 7.11.2022

FFNB will be Veterans Memorial Park title sponsor

November 2, 2021

Press Release

Veterans Park 100 grand check presentation
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Mailing Address:
P.O. Box 820
Somerset, KY 42502

Physical Address:
2020 South Highway 27
Somerset, KY 42501

(606) 679-7451

customer.service@firstandfarmers.com

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  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
  • Resources
    • Lost/Stolen Debit Card?
    • Switch Kit
    • Order More Checks
    • Personal
    • Business
    • Calculators
    • Loan Rates
    • Find a Lender
    • Get the Mobile App
    • Properties for Sale
    • Careers

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