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First & Farmers National Bank

Putting YOU First!

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Corporate Headquarters & Retail Banking Center
(24-hr ATM)

  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
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/ Locations / Corporate Headquarters & Retail Banking Center (24-hr ATM)

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Pulaski County

2020 South Highway 27
Somerset, Kentucky 42503
Get Directions

(606) 679-7451

Lobby Hours:

Monday - Thursday8:30 AM - 4:00 PM

Friday8:30 AM - 5:00 PM

Saturday8:30 AM - 12:00 PM

SundayCLOSED

Drive-thru Hours:

Monday - Friday8:30 AM - 5:00 PM

Saturday8:30 AM - 12:00 PM

SundayCLOSED

  • Services:
  • Personal Checking
  • Personal Loans
  • Business Banking
  • Business Loans
  • ATM
Contact: Chelsea L. Wilson, AVP/Branch Manager
mobile online backing

Free with all checking accounts

Mobile banking that’s reliably simple.

Deposits | Mobile Account Management | Transfers

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Meet our Leadership

Setting the tone for exceptional service

Pugh Terry website 2022

Terry A. Pugh

President & CEO

NMLS # 811092

EMAIL

(606) 677-2200

Upchurch Autumn website 2022

Autumn Upchurch

VP/Chief Financial Officer

EMAIL

(606) 679-7451

Cooper Andrew website 2022

Andrew Cooper

VP/Chief Credit Officer

NMLS # 811081

EMAIL

(606) 679-7451

Reynolds Randy website 2022

Randy Reynolds

VP/Chief Operations Officer

EMAIL

(606) 679-7451

Sewell Fern website 2022

Fern Sewell

VP/Chief of Loan Operations

EMAIL

(606) 679-7451

Phelps Kim website 2022

Kim Phelps

VP/Security Officer, Information Security Officer, & Facilities Manager

EMAIL

(606) 679-7451

Dalton Jennifer website 2022

Jennifer Dalton

VP/Chief Human Resources Officer/SHRM-CP

EMAIL

(606) 679-7451

Rader Kelley website 2022

Kelley Rader

VP/Chief Technology Officer

EMAIL

(606) 679-7451

Mounce Susan website 2022

Susan Mounce

VP/Risk Management

EMAIL

(606) 679-7451

Washam Matt website 2022

Matthew A. Washam

Somerset Market President

NMLS # 811100

EMAIL

(606) 677-2360

Articles and Resources

Keep up with First & Farmers and learn more about what financial products can help you out.

Meet our new Columbia Market President

July 11, 2022

Team Spotlight

Brad Hodges blog post 7.11.2022

FFNB will be Veterans Memorial Park title sponsor

November 2, 2021

Press Release

Veterans Park 100 grand check presentation

Now Open Your Account Online!

September 9, 2021

PersonalResource

Online Account Opening 9.2021
First & Farmers Logo

Mailing Address:
P.O. Box 820
Somerset, KY 42502

Physical Address:
2020 South Highway 27
Somerset, KY 42501

(606) 679-7451

customer.service@firstandfarmers.com

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  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
  • Resources
    • Lost/Stolen Debit Card?
    • Switch Kit
    • Order More Checks
    • Personal
    • Business
    • Calculators
    • Loan Rates
    • Find a Lender
    • Get the Mobile App
    • Assets
    • Careers

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