• Skip to primary navigation
  • Skip to main content
  • News
  • Find Location
  • Facebook
  • LinkedIn
First & Farmers Logo

First & Farmers National Bank

Putting YOU First!

  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
  • Resources
    • Lost/Stolen Debit Card?
    • Switch Kit
    • Order More Checks
    • Personal
    • Business
    • Calculators
    • Loan Rates
    • Find a Lender
    • Get the Mobile App
    • Assets

Meet a Lender | Your Decision Partner

  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
/ Meet a Lender

Talk to a loan expert

We will help you meet your financial goals

  • Reset
Martin Cranfill

Martin Cranfill

VP/Chief Lending Officer

NMLS # 1099526

EMAIL

(606) 677-2212

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Kami Hicks

Kami Douglas Hicks

VP/Commercial Loan Officer

NMLS # 1661391

EMAIL

(606) 677-2210

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Joel Hensley casual headshot

Joel I. Hensley

VP/Commercial Loan Officer

NMLS # 504129

EMAIL

(606) 677-2324

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Tonya Absher Marcum

Tonya Marcum

VP/Mortgage Loan Officer

NMLS # 804109

EMAIL

(606) 677-2206

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Roy Adams

Roy D. Adams

AVP/Branch Manager/Loan Officer

NMLS # 623095

EMAIL

(606) 677-2272

Nancy Branch Office and ATM

Shelia Ramsey

Sheila A. Ramsey

AVP/Branch Manager/Loan Officer

NMLS # 811093

EMAIL

(606) 677-2252

Somerset Plaza Branch and ATM

Shenah Ball casual headshot

Shenah Ball

AVP/Branch Manager/Loan Officer

NMLS # 1760768

EMAIL

(606) 677-2344

Somerset North Main Branch Office and ATM

Matt Dobbs casual headshot

Mathew Dobbs

Branch Manager/Loan Officer

NMLS # 2124160

EMAIL

(606) 677-2248

Burnside Branch Office and ATM

Connie Stringer

Connie E. Stringer

AVP/Loan Officer

NMLS # 1092391

EMAIL

(606) 677-2341

Somerset North Main Branch Office and ATM

Matt Washam

Matthew A. Washam

Somerset Market President

NMLS # 811100

EMAIL

(606) 677-2360

Corporate Headquarters & Retail Banking Center
(24-hr ATM)

Brad Hodges

Brad Hodges

VP/Senior Loan Officer

NMLS # 832552

EMAIL

(270) 385-4017

Columbia Main Office

Stacey Popplewell

Stacey Trent Popplewell

VP/Loan Officer

NMLS # 811091

EMAIL

(270) 385-4007

Columbia Main Office

Danette Hancock

Lisa “Danette” Hancock

VP/Mortgage Loan Officer

NMLS # 54857

EMAIL

(270) 385-4005

Columbia Main Office

Candace Petty

Candace Petty

AVP/Branch Manager/Loan Processor/Loan Officer

NMLS # 1658533

EMAIL

(270) 385-4050

Columbia Russell Road Branch and ATM

Ann Martin

Ann Martin

Columbia Market President

EMAIL

(270) 384-2361

Columbia Main Office

Barney Latham

Barney J. Latham

VP/Senior Loan Officer

NMLS # 811085

EMAIL

(606) 387-3732

Albany Main Office and ATM

Shannon Roeper

Shannon M. Roeper

VP/Branch Manager/Loan Officer

NMLS # 811095

EMAIL

(606) 387-3773

Albany Plaza Branch and ATM

Chad Grant

Chad J. Grant

AVP/Loan Officer

NMLS # 811083

EMAIL

(606) 387-3772

Albany Plaza Branch and ATM

Janice Harris

Janice Harris

Albany Market President

NMLS # 2291201

EMAIL

(606) 387-6416

Albany Main Office and ATM

Ben Spears

Ben J. Spears

VP/Senior Loan Officer

NMLS # 811098

EMAIL

(270) 864-5210

Burkesville Office and ATM

Jeff Alexander

Jeff Alexander

VP/Loan Officer

NMLS # 811078

EMAIL

(270) 864-5211

Burkesville Office and ATM

Rebecca Bow casual headshot

Rebecca Bow

AVP/Loan Administration Assistant/Loan Officer

NMLS # 2175564

EMAIL

(270) 864-5209

Burkesville Office and ATM

Vickie Wells

Vickie Wells

Burkesville Market President

NMLS # 811101

EMAIL

(270) 864-3311

Burkesville Office and ATM

First & Farmers Logo

Mailing Address:
P.O. Box 820
Somerset, KY 42502

Physical Address:
2020 South Highway 27
Somerset, KY 42501

(606) 679-7451

customer.service@firstandfarmers.com

member fdic equal housing lender 300x128 1
  • Why FFNB?
    • About
      • Our Story
      • Community Impact
      • Leadership
    • Contact
      • Find a Location
      • Meet a Lender
  • Personal
    • Checking
      • Personal Checking
      • Interest Checking
      • Club Checking
      • What do I need to open an account?
    • Savings
      • Personal Savings
      • Money Market Savings
      • Club Savings
      • Round-up Savings Program
      • CDs
      • IRAs
    • Loans & Mortgages
      • $99 Closing Cost Home Loan
      • Auto Loans
      • Personal
      • Meet a Lender
    • Online & Mobile Banking
      • Register for Online Banking
    • Credit Cards
      • Mastercard®
      • Mastercard® World Preferred Points Rewards
  • Business
    • Checking
      • Business Checking
      • Business Interest Checking
      • Business Merchant Capture
      • Credit Card Processing
      • What do I need to open an account?
    • Commercial Loans
      • Business and Agricultural Loans
      • Real Estate Loans
      • Lines of Credit
      • Equipment Loans
      • Meet a Lender
    • Credit Cards
      • Mastercard® Preferred Points Rewards Card
      • Extraordinary Mastercard® Business Card
  • Apply
  • Sign In
  • Resources
    • Lost/Stolen Debit Card?
    • Switch Kit
    • Order More Checks
    • Personal
    • Business
    • Calculators
    • Loan Rates
    • Find a Lender
    • Get the Mobile App
    • Assets

© 2022 FIRST AND FARMERS
NMLS# 707598 | BANK ROUTING# 083903108
Privacy Policy | Sitemap | ADA Compliance

PRIVACY POLICY / ADA COMPLIANCE / SITE MAP

made by P&P