Security/Fraud

First & Farmers National Bank is always Putting YOU First! One of the ways we do this is to keep you apprised of any current security threats or alerts that could possibly affect our customers. If you are going to be traveling, check out the helpful link to the left:  Traveling? Let us know! Please check here frequently for updated information.

                       Fraud Alert 2

 

                                                          

 

COMMONWEALTH OF KENTUCKY

OFFICE OF THE ATTORNEY GENERAL

________________________________________

 

 

Beshear Alerts Kentuckians to Equifax Data Breach, Provides Tips on How to Avoid Identity Theft

FRANKFORT, KY. (Sept. 11, 2017) – Attorney General Andy Beshear issued a Scam Alert today to help make Kentuckians aware of the Equifax data breach, and provided tips on how to avoid becoming a victim of identity theft. 

 

 Equifax, one of the nation’s three major credit-reporting agencies, recently announced a major data breach that could affect about 143 million American customers. 

 

Equifax has indicated that from mid-May through Julyof this year hackers gained access to customers’ names, Social Security numbers, birthdates, addresses and some driver’s license numbers. Credit card numbers of about 209,000 consumers, and personal information in credit file dispute documents for about 182,000 consumers were also accessed.

 

 Beshear said the Attorney General's Office of Consumer Protection is investigating the events surrounding the data breach, including the company's response and the protections being offered to affected Kentuckians.

 

“Kentuckians who may be involved should take immediate steps to closely monitor their credit, and report any suspicious credit activity to my office,” said Beshear.

 

The Office of the Attorney General is asking Kentuckians who might be impacted by the breach to follow these steps to help protect against identity theft:

 

  1. Check to see if your information was compromised. Verify if your personal information was impacted by visiting the Equifax website, equifaxsecurity2017.com
  2. Sign up for the free credit monitoring service. Equifax is offering a free year of TrustedID Premier credit file monitoring and ID theft protection for all U.S. consumers, whether or not their information was impacted. To sign up for the protection service, visit equifaxsecurity2017.com, or call 866-447-7559, which is open every day, including weekends, from 7 a.m. to 1 a.m. Eastern time.
  3. Follow the Identity Theft Toolkit. The Office of the Attorney General’s online Identity Theft Toolkit provides systematic instructions on how to respond to possible identity theft. The toolkit includes information on how to place a credit report fraud alert, order credit reports and other helpful resources and contact information.
  4. Report suspicious activity. Contact theAttorney General’s data breach hotline, toll free at 855-813-6508 if you are a victim of a data breach or identity theft.

 

As part of Beshear’s effort to protect Kentucky families from scams, fraud and identity theft he launched Scam Alerts – the state’s first direct text and email scam notification system.

 

Kentuckians have recently received Scam Alerts on Hurricane Harvey scams, IRS scams Targeting Western Kentuckians and a scam targeting Kentuckians’ generosity to veterans.

 

To stay up to date on new and trending scams Kentuckians should sign up to receive Scam Alerts from the Office of the Attorney General. To enroll text the words KYOAG Scam to GOV311 (468311), or enroll online at ag.ky.gov/scams and select text message or email alert.

 

 

                       Scam Alert 2

 

COMMONWEALTH OF KENTUCKY

OFFICE OF THE ATTORNEY GENERAL

________________________________________

 

 

Beshear: Door-to-Door Scammers Doubling Down this Spring
One con artists steals, another claims they can help the victim recover for a fee

 

FRANKFORT, Ky. (April 3, 2017) – Today Attorney General Beshear said a possible ring of door-to-door scammers have recently targeted the Louisville-area, with one household losing more than $70,000 over the past year.

 

The current scam involves someone coming door-to-door claiming to offer services related to home improvement, or simply requesting financial aid for their “business.” Once the victim makes a payment, the con artist makes-off with the money.

 

Then, a second con artist, likely connected to the first, comes along pretending to be an Adult Protective Services employee and claims they provide “scam recovery services” for a fee. However, legitimate Adult Protective Services employees do not charge for their services. The victim is scammed for a second time when they pay the phony Adult Protective Services employee, and receives what appears to be a legitimate receipt, to recover their lost funds.

 

Beshear issued a Scam Alert to make other Jefferson County residents aware of the latest threat, and to help remind all Kentuckians that home repair and door-to-door sales scams often increase during the warmer months.

 

“The only ‘deal’ these door-to-door imposters are offering is a scam,” said Beshear. “Our office has been made aware of a potential ring of con artists targeting the Louisville-area and we want to alert Kentuckians to help others avoid falling victim.”

 

Beshear said not all door-to-door salespersons are scammers and many are honest trying to make a living. Nevertheless, before you commit to a door-to-door sales pitch take time to follow these tips to help avoid a scam:

Verify and check online reviews
Verify that the contractor or business is registered to do business in Kentucky on the Secretary of State’s website, also check business licensing requirements with your city or county government. Verify online reviews through the Better Business Bureau, and ask for ID and contact previous customer references. 

 

Avoid upfront payment
If a contractor asks for upfront payment for a small home improvement job this should trigger a red flag. Often times, very large projects require some type of upfront payment, but only after the contractor is properly screened and a guarantee contract is signed.

 

One of Beshear’s top priorities is to protect Kentuckians, especially senior citizens from scams, abuse and exploitation.

 

As part of his commitment to protect Kentucky families from the emotional and financial devastation con artists cause, Beshear launched Scam Alerts in 2016 to provide Kentuckians with direct guidance on how to avoid falling victim to the latest scam. To sign up for Scam Alerts text the words KYOAG Scam to GOV311 (468311), or enroll online at ag.ky.gov/scams and select text message or email alert.

 

Beshear is also working with the faith-based community to help better protect local congregations and the communities they serve from scams. Beshear’s Office of Senior Protection will be at the Eastern Area Community Ministries in Louisville April 6 at 7 p.m. To learn more about this initiative visit, ag.ky.gov.

 

To report a scam contact the Attorney General’s Office at 888-432-9257 and file a complaint online.

 

First & Farmers National Bank
Copyright © 2011 - All rights reserved.
 

If you are using a screen reader and are having problems using this website, please call
888-384-2361 for assistance.