Security/Fraud

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                       Fraud Alert 2

 

                                                          

 

COMMONWEALTH OF KENTUCKY

OFFICE OF THE ATTORNEY GENERAL

________________________________________

 

 

New Scam Alert: Don’t Pay Upfront for Credit Card Debt Relief

Beshear: Don’t Pay Upfront for Credit Card Debt Relief
Scam call touts instant credit card debt relief, zero percent interest rate for a fee

FRANKFORT, Ky. (March 23, 2018) – In a new scam alert issued by Attorney General Andy Beshear today, Kentuckians are being warned of telemarketing calls offering instant credit card debt relief for a fee.

The Attorney General’s office obtained a recording of a call from an agent with “Financial Planning Card Services.” The caller claims to be affiliated with all major banks and can provide credit card debt relief by negotiating a lower interest rate, as low as zero percent.

Beshear said these type of calls often end with a victim providing their personal information and an upfront fee to the scammer who never delivers on the deal to lower the interest rate.

“Charging Kentuckians, then failing to help them lower their debts is no service at all – it is a scam,” said Beshear. “Kentuckians concerned about their credit card interest rates should work directly with the credit card company to determine if they will negotiate your rates.”

The Federal Trade Commission’sTelemarketing Sales Rule prohibits for-profit companies that sell debt relief services over the phone from charging a fee before they actually settle or reduce a consumer’s debt. Kentucky state law also places prohibitions on legitimate debt adjusters.  

The Office of the Attorney General refers Kentuckians with high credit card debt and in need of legitimate debt adjuster assistance to the nonprofit National Foundation for Credit Counseling.

 

Beshear said his office works to stay ahead of scammers by alerting Kentuckians when new and trending scams are reported in Kentucky. Kentuckians can sign up to receive Scam Alerts by texting the words KYOAG Scam to GOV311 (468311), or enroll online at ag.ky.gov/scams.

To report a scam to the Office of the Attorney General, dial 888-432-9257 or file a consumer complaintonline.

 

 

                       Scam Alert 2

 

COMMONWEALTH OF KENTUCKY

OFFICE OF THE ATTORNEY GENERAL

________________________________________

 

 

Beshear: Text Message Scammers Posing as Law Enforcement Officials
Con artists demand immediate payment, threaten Kentuckians with jail time 

FRANKFORT, Ky. (March 2, 2018) – In a new scam alert issued by Attorney General Andy Beshear, Kentuckians are being warned of scammers posing as law enforcement officials demanding payment and threatening arrest via text messages.

Kentuckians in Greenup, Jefferson and Montgomery counties have recently reported losing more than $110,000 after they thought they were sending payment to an official law enforcement agency.

Beshear said Kentuckians are now reporting a number of text messages from con artists identifying themselves as prosecutors or police officers who claim a lawsuit and arrest warrant have been issued and unless Kentuckians call within 30 minutes to make a payment, they will go to jail for six months.

Beshear said the best way to avoid the scam is to know that no law enforcement office would ever send a text message to demand payment or threaten arrest.

“We are constantly working with our many partners to track down and hold accountable anyone who wrongly uses the name of a law enforcement agency to threaten or hurt Kentucky families,” Beshear said.   

Beshear said his office launched a direct text messaging and email service, Scam Alerts in 2016. Scam Alerts allows the office to send messages to Kentuckians when new and trending scams are reported in Kentucky. To sign up to receive Scam Alerts, text the words KYOAG Scam to GOV311 (468311), or enroll online at ag.ky.gov/scams.

Beshear issued a Scam Alert in October 2017, to warn Kentuckians of a lottery scam that used the name of the Office of the Attorney General to try and scare Kentuckians into sending money over wire transfer.

Beshear has also warned Kentuckians of other law enforcement imposter scams, including the jury duty scam and sheriff’s deputy scams.

To report a scam to the Office of the Attorney General, dial 888-432-9257 or file a consumer complaint online

 

 

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