We understand that every business, every corporation, and every person are very unique.  That's why we offer many commercial lending solutions to help you obtain your goals.  We want to be behind you all the way...helping you make your ventures a success!  We will customze a plan that works just for you. 

Working Capital Lines of Credit

A working capital line of credit provides you credit for daily cash-flow needs.  All the while, the line of credit gives you flexibility in spending. 

Term Loans

We offer loans customizable to your business's needs.  Wtih flexible terms, competitive pricing and the support of our knowledgeable staff, a term loan may be the perfect fit.
Real Estate

Whether to acquire a new property, construction of a new facility, or just to refinance an existing mortgage, we have commercial Real Estate options that are just right for you.  

Developers/Commercial Property Owners

We also offer creative construction solutions for real estate developers and commercial property owners.  We also can customize plans for property acquisitions, single family developments, and even provide a line of credit to give you the ultimate flexibility.

Agriculture Credit

For businesses involving agricultural production processing or merchandising, we offer individualized financial solutions including short term revolving lines of credit or construction loans, as well as term and real estate financing.


To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who is granted a loan.

What this means for you: When you apply for a loan, we will require your name, physical street address, date of birth, and other information that will allow us to identify you. We may also require to see a copy of your driver's license or other identifying documents.

First & Farmers National Bank
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